See your cashflow in real time

Now Available: Real-Time Insights

Real-Time Cashflow Visibility

See your income and spending update automatically whenever a new transaction pops up — no waiting for daily or weekly refreshes.

Insights for Every Member

You don't need a credit score or an Arro Card to start. Get actionable visibility from day one.

A Path Toward Credit Access

Your cashflow tells a more complete financial story. When you connect your bank, you help us understand your eligibility for the Arro Card.

Why Cashflow Matters More Than Credit Score Alone

Your everyday financial story matters. We're here to help you use it to move upward.

Old Way

• Only looks at your credit score
• Backward-looking data only
• Misses your current financial reality
• Excludes new-to-credit consumers

Arro Way

• Real-time cashflow + credit score
• Uses your financial life today
• Understands stability & consistency
• Inclusive of all financial stories

Today

You're pre-approved for the Arro Card!

See Insights in Action

Powerful features designed to give you complete visibility into your financial life.

Live Income & Spending Tracking

Your cashflow updates instantly whenever you get paid or make a purchase.

Smart Categorization

See exactly where your money goes each week and month — powered by Plaid categories and Arro's AI engine.

Clear Patterns and Trends

Spot your biggest spending areas and understand your financial rhythm.

A Simpler Path to Qualification

The more we understand your cashflow, the more confidently we can evaluate your eligibility for the Arro Card.

Bank-Level Security

Backed by Plaid for secure connections to 12,000+ banks.

• No Fees to Connect
• Encryption

Built for New-to-Credit and Growing Households

Whether you're building credit or building confidence, Insights gives you clarity.

• No credit score required
• Start building your financial story from day one, regardless of your credit history.

How It Works

Get started with Arro Insights in three simple steps:

01

Connect Your Bank
Securely link your checking account via Plaid.

02

See Your Cashflow Instantly
Money In / Money Out, categories, and recent transactions update in real time.

03

Strengthen Your Path to the Arro Card
Your live cashflow helps us understand your financial picture and evaluate eligibility.

Frequently Asked Questions

How does Arro Insights work?
Arro Insights connects to your bank account through Plaid to track your income and spending in real time. Once connected, the app automatically categorizes your transactions and shows you clear patterns in your cash flow, helping you see where your money comes from and where it goes.

Does this help me qualify for the Arro Card?
Yes. Arro Insights provides a fuller view of your financial story beyond your credit score.

Is connecting my bank safe and secure?
Absolutely. Arro uses Plaid, a trusted platform that connects to over 12,000 banks with bank-level security and encryption.

How often does my cash flow update?
Your cash flow updates in real time. Whenever you get paid or make a purchase, Arro Insights automatically refreshes to reflect your latest transactions.

What banks can I connect to?
You can connect accounts from over 12,000 banks and credit unions across the United States through Plaid.

Do I need a credit score to use Insights?
No. Arro Insights is designed to work for everyone, regardless of credit history.

See your money clearly. Build your future confidently.